Monthly Archives: January 2008

Use my savings or a home equity line to fix my house?

Posted on January 28, 2008 by admin

johnny asked: I need to have work done to the foundation of my house. Should i use my savings to pay to have this done, or should i use my home equity line of credit to do it? If i … Continue reading →

Posted in Personal Finance | Tagged , , , , , | Leave a comment

is it advantageous to talk to different banks/mortgage companies for options on mortgage loans?

Posted on January 28, 2008 by admin

jettamadness asked: we are first time homebuyers and will be looking to get an FHA loan…is it okay to talk to, maybe like, three different places (2 banks and 1 mortgage company) to see what is available to us?…or will … Continue reading →

Posted in Renting & Real Estate | Tagged , , , , , , , | Leave a comment

Anyone with experience with VA home loans?

Posted on January 27, 2008 by admin

sinngme2sleep asked: Do you have to have a down payment? Please give me any information you have dealing with VA home loans or suggestions, advice, experiences.Caffeinated Content for WordPress

Posted in Renting & Real Estate | Tagged , , , | Leave a comment

Does anyone know the best company to give home loans to people with poor credit?

Posted on January 12, 2008 by admin

Richard C asked: i have poor credit, but am slowly regaining control of it, anyhow, i am trying to get my family into a home, and want to know if anyone knows any home loan companies that are willing to … Continue reading →

Posted in Credit | Tagged , , , , , | Leave a comment

How is Ditech with their mortgage loans compaired to other companies?

Posted on January 10, 2008 by admin

Amanda asked: I’m in the process of buying my first house. I live in Northern CA and have heard from a few people to go with Ditech for a mortgage loan but I am just a bit worried because it … Continue reading →

Posted in Renting & Real Estate | Tagged , , , , , , , , | Leave a comment

How exactly do ‘interest only’ mortgage loans work? When do I pay on the principle of such a loan?

Posted on January 5, 2008 by admin

ronidl76 asked: I know APR loans are a bad idea, but how would an interest-only loan work? Would it still be a 30 year note, or do they extend the loan? Would I be able to get a fixed rate … Continue reading →

Posted in Renting & Real Estate | Tagged , , , , , , , | Leave a comment

What to look for when shopping around for home equity loans?

Posted on January 5, 2008 by admin

27amDotCom asked: Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals looking for a home equity loan … I told them I’d look into it … Continue reading →

Posted in Renting & Real Estate | Tagged , , , , , , , | Leave a comment