celia s asked:


I’m a mortgage loan officer. I need to find my my own clients to refinance, purchase or invest. I can do loan almost anywhere but first I need to find the clients (LOL). I’ve been cold calling but I haven’t had any luck yet. PLEASE HELP ME.

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AuntieKJ asked:


We are in need of a mojor bathroom remodel very soon or we risk not having a functioning shower soon. We currently have over 3x our loan due amount in equity, but our credit rating is not the best.

What I would like to do is take out the loan for the remodel (including materials for other areas of the home we can do ourselves) for a fixed 15-30 year repayment so our curretn payments will be low enough to not hurt us until we sell in 5 years when we will have paid the 1st mortgage in full and we will repay the 2nd loan in full from the sale profits.

Which would be the best way to go for our needs, timeline, and credit rating to make the most of it and get the best rates possible? Thank you

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cj.lowery asked:


I currently work in the mortgage financing industry. I would like to be able to refinance my customers auto loans along with their home loans. Many of them do not have the equity to pay their auto loans off and many have rates on them ranging from 18-26%. This would allow me to provide another beneficial service and supplement my income.

Any suggestions on how to get started? Companies that employ auto finance brokers remotely?

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Stephen C asked:


Where are these so-called low-income home mortgage lenders I hear so much hoop-la about? I’ve been searching for months and have yet to find one that actually makes these loans. Most won’t make a loan for less than 100k. Others won’t touch you if your monthly income is less than 2k a month. The rest won’t touch you unless you have good credit. If your actually low income you can’t afford to buy anything on credit (even if you could find someone to extend you credit), thus your credit is considered poor because you don’t have any credit history. The catch 22.

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blah blah asked:


I am about to purchase a foreclosure home. The bank will not accept financing and want the money outright. My parents are helping me by lending me the amount. They are taking out a home equity loan on their house and giving the money to me. Is there anyway I can remortgage my house or would I have to take out a home equity loan on my house to repay them? Also can a home equity loan be used as a tax write-off? Thanks in advance!!!
I was told by the broker that financing was out of the question because it was missing a kitchen and and needs quite a bit of work and they’ve already taken a loss so they’re only accepting a full payment. I need to clarify this more with my broker.

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