elise asked:


We stepped into some really bad family crisis that basically maxed two of our credit cards, the business we own is also in some debt and there is no more work. Our house payments are about 950dlls monthly (and we have been paying extra always) and we owe 70,000 in our mortgage. I would like to consolidate my debt by taking a home equity loan for about 40,000 but with the economy the way it is I am not sure if they will loan me the money or if i qualify?

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hqasimi asked:


Hi all, I took out a loan under my name on my property three years ago and my wife is only on the title. I stopped paying on both the main loan and the equity loan because my wife got laid off and soon after that, I got laid off as well. I used my 10yrs of savings to pay for the house and now that I am out of money, I stopped paying both. I took my wife’s name off the title. I just checked both me and my wifes credit and the late payments show on my credit but not on my wife’s. My question is, I know my credit is screwed, how will it affect my wifes credit? anyone know?

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… asked:


I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score?? I dont know where to look anymore.

Thanks for the help.

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pinky asked:


ty

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curious1 asked:


I have had credit problems in the past and would like to get a 155k mortgage loan. My high score is 620 and would like to know if there are loans that will use the high score?

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