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Monthly Archives: June 2008
How do I find out if someone is using my name for mortgage loans that I know nothing about?
Julio asked: I was looking up my credit report online and for the questions to make sure I was me I was asked about mortgage loans in two different years that I know nothing about. I’m renting a apartment and … Continue reading
Is a bank or a credit union better for mortgage loans? I am with a bank and heard that credit unions are a?
Mrs. G asked: better way to get approved for mortgage loans, and are overall better. Is this true? Thanks!Caffeinated Content – Members-Only Content for WordPress
Posted in Credit
Tagged Credit Loans, Credit Unions, Mortgage Bank, Mortgage Loans, True Thanks
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Using Home Loans and House Rent Payment slips for tax exemptions?
thasenthil asked: I took a home loan and showing the Interest paid for Income Tax exemptions. Now, I have rented the house which I took over loan and getting about Rs.5000. But I am still staying in a rented house … Continue reading
Posted in India
Tagged Home Loan, Home Loans, House Rent, Income Tax Exemptions, Slips
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I am a new Loan Officer, what can I do to help other refinance, get pre-approve or do home loans for them?
mvang_7 asked: I am a new Loan Officer and was wondering on how to bring in people who wants to refinance, get pre-approve or do home loans either thru emails or something?Caffeinated Content
Posted in Renting & Real Estate
Tagged Emails, Home Loans, Loan Officer, People, Refinance
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Does GAP auto insurance cover negative equity because of a vehicle i traded in to purchase another vehicle?
big mike asked: I understand that GAP insurance covers the gap between what i paid, and the actual value of the vehicle several months later if it is a total loss in an accident. It covers the natural depreciation of … Continue reading
who funded the first home loans in the us?
perkyjt asked: In the early 1900′s what financial instutions funded home loans and what were the terms available?Create a video blog…instantly.
What percentage of America’s mortgage debt is currently held by savings & loans versus commercial banks?
Eagle watcher asked: There was a savings & loan scandal in 1989. Since then I imagine that their portion of the total of American’s mortgage loans has declined. Concomitantly have commercial banks increased their share of the total mortgage debt … Continue reading
Is it possible to get a home equity loan on a home that we have listed for sale on the MLS?
knucklenuck asked: We built a home to sell or rent and own it outright. We’d like to tap into some of the equity on the home but Countrywide (where we have the mortgage on our main home) has said that … Continue reading
Posted in Renting & Real Estate
Tagged Countrywide Mortgage, Home Equity Loan, Lenders, Mls, Rent, Tap
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Bank approved then denied equity loan?
kJsummer asked: I applied for an equity loan with my local credit union and they approved the loan. After several months, we were ready to close, but another detail took 2 more months and then we were ready to close … Continue reading
Posted in Credit
Tagged Bank Loan, Credit Score, Derogatory Credit, Equity Loan, Real Reason, Several Times, Title Fees
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