Category Archives: Credit

What is the current interest rate for home loans?

PJ asked: Can people even get home loans right now? What is the current rate? Where do you find such information?Website content

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Bad Credit Home Equity Loan score of 585?

Jackey b asked: I recently have decided to pull some money from my house for a few different reasons. I have had one of those years where some bills have gone unpaid and have gone to collections, not my best … Continue reading

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How do home loans work with your available credit?

j j asked: When you check your credit score or report it shows that you have so much debt and then it shows available credit you have left if you were to get like a car loan or school loan. … Continue reading

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Low Interest Home Equity Loan?

Sharla asked: Whats the best place for getting a home loan aside from banks?Caffeinated Content

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Is a home equity loan an ideal way to pay off credit card debt?

bodyC asked: Ok, this is unconventional – My mom is disabled. Her home was affected by Katrina. Her home is finally fixed. However, during the past two years, she’s accrued close to $100,000 in credit card bills to pay off … Continue reading

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Appriasal for $132,600. Maximum credit available for home equity loan?

Heroesunmasked asked: Ramon owns a home that was appraised for $132,600. The balance remaining on his exsisting mortgage is $43,260. Ramons credit union is willing to loan an amount up to 70% of the appriasedd value of the home.Based on … Continue reading

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Is a bank or a credit union better for mortgage loans? I am with a bank and heard that credit unions are a?

Mrs. G asked: better way to get approved for mortgage loans, and are overall better. Is this true? Thanks!Caffeinated Content – Members-Only Content for WordPress

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Bank approved then denied equity loan?

kJsummer asked: I applied for an equity loan with my local credit union and they approved the loan. After several months, we were ready to close, but another detail took 2 more months and then we were ready to close … Continue reading

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can a bank put default on my wife’s credit for equity loan?

hqasimi asked: Hi all, I took out a loan under my name on my property three years ago and my wife is only on the title. I stopped paying on both the main loan and the equity loan because my … Continue reading

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does anyone have any resorces on low or bad credit home loans?

… asked: I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to … Continue reading

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