Category Archives: Other – Business & Finance

Why aren’t the mortgage companies and Banks resetting home loans to current value?

tarl m asked: I was told that the mortgage companies and banks are going to reset (re-write) home loans starting on Oct 1st. Why are they waiting so long? If they re-set the loans now they will receive monthly payments … Continue reading

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How is a used car trade-in financed when it has negative equity?

Sammy asked: Example, car being traded in is worth $26K with a loan payoff of $30K. If the car I want is $26K, is the full $30K financed again (the dealer gets my trade-in, pays off the $30K then finances … Continue reading

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How do home loans work?

Felix D asked: Hey there, Lets say for example John Smith takes out a home loan of $500,000 for 30 years at 8.6% per annum. What does it mean by “… at 8.6% per annum”? Like does he have to … Continue reading

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What percentage of America’s mortgage debt is currently held by savings & loans versus commercial banks?

Eagle watcher asked: There was a savings & loan scandal in 1989. Since then I imagine that their portion of the total of American’s mortgage loans has declined. Concomitantly have commercial banks increased their share of the total mortgage debt … Continue reading

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I want to broker auto loans from my home office, but have no ideal how to get started. advice, please?

cj.lowery asked: I currently work in the mortgage financing industry. I would like to be able to refinance my customers auto loans along with their home loans. Many of them do not have the equity to pay their auto loans … Continue reading

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