London (PRWEB UK) 25 November 2011

Following a recent article in the Daily Express , which highlighted some of the debt problems increasingly encountered by people entering retirement, National Counties Building Society is pleased to offer a mortgage tailored to the needs of borrowers at or in retirement, looking to deal responsibly with their outstanding debt. Its [10 year fixed rate mortgage product offers an interest rate of 4.19% fixed until 30/11/2021 which, coupled with National Counties’ personalised underwriting assessments, may allow existing homeowners to avoid trading-down or having to take out a lifetime mortgage.

By making the product available to customers up to the age of 75, this is one of the few remortgage products which actively seeks to help borrowers well into their retirement. With a competitive fixed rate of 4.19% available to borrowers needing to borrow no more than 25% of the value of their property, the building society is directly supporting existing home owners who are entering retirement and, for whatever reason (for example, a shortfall on an endowment maturity), have been unable to fully repay their existing mortgage or other debts.

The NCBS 10 year fixed rate mortgage product allows customers to withdraw equity from their existing chief residence (minimum property value £200,000), borrowing up to £250,000, with the re-assurance of fixed monthly payments and the structured repayment profile ensures that the initial debt is reduced steadily to zero over the 10 year term.

Keith Barber, Associate Director Business Development at National Counties Building Society, said: ”Recent rises in the cost of living coupled with increasing demands on family finances to help support younger generations and lower returns from pension funds than we’ve been used to in the past mean that it is understandable that increasing numbers of people are approaching or are in retirement with mortgages and other loans outstanding. Our new 10 year fixed rate mortgage product can help people put in place a structured and affordable repayment plan which offers the reassurance of known monthly repayments due to the fixed interest rate.

‘We move our lending responsibilities very earnestly and our undergone underwriters singly valuate each application. This approach enables us to stare at each case on its merits. We are committed to offering solutions which will support being homeowners at a time when family finances are under pressure.’

More information on National Counties’ 10 year doctored rate mortgage is uncommitted at http://www.ncbs.co.uk/mortgages/mortgages/standardmortgages/mortgages-fixed-rates.aspx

National Counties’ 10 year fixed rate mortgage is available now and potential borrowers can request an Agreement in Principle via the building society’s website or by contacting the Customer Centre team on 01372 747771.

Ends

Terms and conditions available on our website at http://www.ncbs.co.uk/mortgages

Note to Newsdesk

National Counties Building Society is based in Epsom and offers a range of competitive savings and mortgage products to over 50,000 customers throughout the UK via post, telephone and the internet. Its assets exceed £1.1 billion and its capital ratio (reserves: total assets) is amongst the highest of building societies in the UK, providing security for its customers and much envied financial strength.

For further information contact:

For National Counties:
Emma Avery, Product Development Officer, telephone 01372 845429, email product(at)ncbs(dot)co(dot)uk

Jessica Harris/Kate Durant, Marketing & Communications Officer, telephone 01372 845 409, email marketing(at)ncbs(dot)co(dot)uk

Joanna Wood, Marketing and Communications Manager, telephone 01372 845333, email marketing(at)ncbs(dot)co(dot)uk

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Foster City, CA (PRWEB) November 16, 2011

Rates on the most popular types of mortgages were fairly flat from the previous week, according to HSH.com’s Weekly Mortgage Rate Radar. The average rate for conforming 30-year fixed-rate mortgages rose by a single basis point (.01 percent) to 4.14 percent. In contrast, conforming 5/1 hybrid ARM rates dropped by 4 basis points, closing the Wednesday-to-Tuesday wraparound weekly survey at mean of 2.98 percent.

“Low mortgage rates are a key ingredient to making the expanded HARP program a success,” said Keith Gumbinger, vice president of HSH.com, referring to the Obama administration’s expanded Home Affordable Refinance Program. The details of the expanded HARP – which is expected to bring relief to up to 1 million homeowners over the next two years – were rolled out to lenders yesterday.

“Details of the expanded refinance program are just coming away, but the enhancements seem very likely to bring both lenders and borrowers to the table. Among the changes are lower costs for borrowers, easier income qualifications and greater liability protection for lenders,” Gumbinger added.

Average mortgage rates and points for conforming residential mortgaging for the week ending November 15 were, according to HSH.com:

Conforming 30-year fixed-ranged mortgage

    Average rate: 4.14 percent     Average points: .30

Conforming 5/1 ARM

    Average rate: 2.98 percent     Average points: .23

Average mortgage rates and points for conforming residential mortgages for the previous week ending November 8 were, according to HSH.com:

Conforming 30-year fixed-rate mortgage

    Average rate: 4.13 percent     Average points: .28

Conforming 5/1 ARM

    Average rate: 3.02 percent     Average points: .24

Methodology
The Weekly Mortgage Rate Radar reports the average rates and points offered on conforming 30-year fixed-rate mortgages and conforming 5/1 ARMs. The weekly mortgage rate survey covers a large sample of mortgage lenders and is conducted over a Wednesday-to-Tuesday cycle, with data released every Wednesday. HSH.com’s survey helps consumers find the best rates on home loans in changing market conditions. Unlike mortgage rate surveys that report average rates only, the Weekly Mortgage Rate Radar’s inclusion of both average rates and average points provides a more accurate view of mortgage terms currently offered by lenders.

Every week, HSH.com conducts a survey of mortgage rate data for a wide range of consumer mortgage products including ARMs, FHA-backed and jumbo mortgages, as well as home equity loans and lines of credit from hundreds of direct lenders in the U.S. For information on additional loan products, visit HSH.com.

About HSH.com
HSH.com is a trusted source of mortgage data, trends, news and analysis. Since 1979, HSH’s market research and commentary has helped homeowners, buyers and sellers do smart financial choices and save money on mortgage and home equity products. HSH.com, of Pompton Plains, N.J., is owned and operated by QuinStreet, Inc. (NASDAQ: QNST), one of the largest Internet marketing and media companies in the world. QuinStreet is committed to providing consumers and businesses with the information they need to research, find and select the products, services and brands that meet their needs. The company is a leader in visitor-friendly marketing practices. For more information, please visit QuinStreet.com.

Press Contact
Andrew Heilman
775-784-3842
pr(at)hsh(dot)com

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Detroit, MI (PRWEB) November 14, 2011

Quicken Loans Inc. and its sister company Quizzle LLC, two Detroit-based companies committed to transforming downtown Detroit into a vibrant place to live, work and play, today announced they ranked #1 in the Detroit Free Press ‘Top Workplaces in Michigan’ list for the second consecutive year.

Quicken Loans is the nation’s largest online home lender and a top-five retail mortgage lender.

Quizzle is a free online tool that helps consumers better understand their credit and improve their financial situation.

Sister companies Fathead LLC, the leading brand in sports and entertainment graphic products; One Reverse Mortgage LLC, the nation’s second largest retail provider of reverse-only mortgage home loans; and affiliate Title Source, one of the largest independent title agencies in the country, were also named top workplaces by the Free Press.

The companies’ offices in downtown Detroit’s Compuware Building and Chase Tower feature an energy rarely found in typical traditional office spaces. Scratch and sniff wallpaper, large Fathead graphics, ping pong tables, video games and a basketball court add to the creative and engaging environment.

Quicken Loans and its Family of Companies were recognized for their team member mentoring and professional development, community service volunteer opportunities, and a culture that promotes excellence and innovation.

“What makes Quicken Loans such an amazing place to work is the more than 4,000 committed team members who emanating to the office each day looking for ways to improve our company and the saw we deliver to our clients,” said Quicken Loans CEO Bill Emerson. “It is more than just fun perks that doing the difference, it is about creating an atmosphere of curiosity and collaboration that inspires our team members to create the tools that done us successful.”

Workplace Dynamics partnered with the Detroit Free Press to conduct extensive surveys of team members on topics ranging from workplace diversity to respect and compensation. The appraising were used to select the companies appearing on the “Top Workplaces” list.

“It is rewarding to be recognized for what we do and how we do it,” said Todd Albery, CEO of Quizzle, a company that began as a project inside Quicken Loans and recently marked its two-year anniversary. “We are excited to be part of the growing movement to bring innovative companies, and workplaces, to the heart of Detroit.”

In August 2010, Quicken Loans, Quizzle, Fathead and One Reverse Mortgage moved 1,700 team members to downtown Detroit. An additional 1,500 team members moved to the city’s Chase Tower last month, and another 1,000 are expected to move to Detroit by early 2012.

Quicken Loans and its family of companies are currently hiring several hundred new team members, ranging from mortgage bankers to technology professionals.

About Rock Holdings Inc:

Rock Holdings Inc., is the parent company for several financial services related businesses and employs more than 4,000 team members. These client-focused and technologically-driven companies include Quicken Loans, the nation’s largest online home lender and One Reverse Mortgage unit, the fastest growing reverse mortgage lender in America; Title Source, a nationwide leader of title insurance, property valuations and settlement services; Quicken Loans Mortgage Services (QLMS), a mortgage origination platform servicing community banks and credit unions across the country; In-House Realty, the preferred existent estate partner of Quicken Loans that matches clients with trusted real estate agents in all 50 states; and, Quizzle.com, the online innovator and website where consumers manage their home, money and credit. Rock Holdings Inc., also recently moved its headquarters to downtown Detroit.

About Quicken Loans Inc:

Quicken Loans Inc. is the nation’s largest online retail mortgage lender and among the five largest overall retail home lenders in the United States. The company closed a record $ 29 billion in retail home loan volume across all 50 states in 2010, and closed its 1 millionth loan. Quicken Loans generates loan production from five netted centers located in Detroit, Ohio and Arizona. The company also operates a centralized lend processing facility in Detroit as well as its San Diego-based One Reverse Mortgage unit. “QuickenLoans.com” has been named “Best of the Web” by Forbes and Money magazines. The company also has been named to FORTUNE magazine’s list of the country’s “100 Best Companies To Work For” eight consecutive years, ranking as high as #2, and named in the Top-15 of Computerworld magazine’s “100 Best Places to Work In Technology” for seven years in a row. Quicken Loans has also ranked #1 in the Detroit Free Press’ ‘Top Workplaces’ list the last two years. In August 2010, the company moved its headquarters and 1,700 of its 3,700 entire-time team members to downtown Detroit, and in October 2011 moved an additional 1,500 team members to the city. For more information about Quicken Loans, visit http://www.quickenloans.com.

About Quizzle LLC:

Quizzle.com is a website that given consumers a complete understood of their credit so they can make better financial decisions. Located in Detroit, Quizzle began as a project inside of Quicken Loans and spun off into its ain company in September 2009. At Quizzle, consumers can access helpful tools and information for free, including a credit report and score, home value approximated, neighborhood reports, house loan recommendations and a personal budget planner. In addition, Quizzle provides payed services to help consumers improve & protect their credit while manage their debt. Quizzle ranked #1 in the Detroit Free Press’ ‘Top Workplaces of 2010′ List. For more information, visit http://www.quizzle.com.

About Fathead LLC:

Fathead LLC is the Real.Big. brand of officially licensed sports and entertainment graphic products. Fathead gives fans the opportunity to bring their favourite passion or inspiration to life. Fathead surrounded graphics include the flagship “Real.Big.” the life-size, high definition wall graphics of professional athletes, animated heroes, entertainment charactered, team helmets, stadiums and logos. Fathead products also have Fathead Customs, available in Mounted Canvas and patented Vinyl with a choice of classic Fathead die-cut or mural style. Fathead recently launched Art and Decor graphics comprised of contemporary, photographic and O.K. art by SM/ART. Fathead Corporate Solutions provides unique signage and decor alternatives for companies seeking flexible and originative marketing solutions by utilizing Fathead innovation to create any shape, size or design for visually stimulating, high impact results. Fathead is manufactured in the USA and based in Detroit, Michigan. Fathead carries thousands of images and maintains over 400 license agreements with direct consumer brands across many industries and professional sports leagues. For more information, visit http://www.fathead.com.

About One Reverse Mortgage LLC:

One Reverse Mortgage LLC is the largest turned-only mortgage lender in America and second largest retail provider of reverse bond home loans. The company’s specialized products focus on allowing homeowners, 62 years and older, the opportunity to convert some of the equity in their homes into tax-free cash flow without having to make any monthly payments on the “cash out loan” proceeds until the homeowner either moves from the home, sold the home or becomes croaked, in which case the home is then sold and the principal and interest owed on the loan is repaid from the sale proceeds. One Reverse Mortgage was founded in 2001 and operates in 48 states across the U.S. One Reverse Mortgage is a Quicken Loans companion, which means it has a combined 33 years of mortgage experience. For more details, visit: http://www.onereversemortgage.com.

About Title Source Inc:

Title Source Inc. is one of the nation’s leading providers of title insurance, property valuations and settlement services. Title Source is an authorized agent of the highest rated title insurers in the industry. Five of the top 15 Fortune 100 companies trust Title Source with their business. Title Source is the preferred provider to four of the top five residential mortgage institutions, as well as smaller community-based lenders. Title Source is based in Troy, Michigan and retains regional service centers in Arkansas, California, South Carolina, Texas and Utah. Title Source ranked 15th in the Detroit Free Press’ ‘Top Workplaces of 2010′ List. For more information, please visit http://www.titlesource.com.

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TexasLending.com to Discuss HARP Loan Program, Greek Euro Saga and Reverse Mortgages on KLIF in Dallas

Kevin Miller, CEO TexasLending.com

Dalas, Texas (PRWEB) November 05, 2011

Kevin Miller, CEO and president of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas reverse mortgages, and his co-hosts will update Texans on the new HARP loan program guidelines coming out in January on the TexasLending.com Mortgage Hour on KLIF radio in Dallas. They will also discuss the outcome of the Greek Euro saga and how it has impacted mortgage rates. And lastly, they will discuss reverse mortgages and how seniors may be getting the best of the big banks when they get a reverse mortgage.

In Dallas/Fort Worth the radio show airs on Saturday on AM 570 KLIF from 1:00 p.m. to 2:00 p.m.

“There’s a lot going on in the mortgage industry right now. Tune in Saturday to find out more astir how current events are touching the housed market” commented Kevin Miller.

TexasLending.com has been on the air for over 10 years to educate the consumer about home lend in Texas. Listen in each week as the CEO of TexasLending.com, Kevin Miller, and his co-hosts, discuss the behind the scenes information about the mortgage industry that will assisting you in making an informed decision about your home loan now and in the future.

About TexasLending.com:
TexasLending.com provides expert service in the field of residential mortgages. Headquartered in Dallas, TexasLending.com specializes in loans throughout the states of Texas, Oklahoma, Florida, Missouri and Colorado. TexasLending.com is a mortgage Banker with virtually unlimited options available for conventional, FHA, VA, Texas home equity loans, refinance loans, reverse mortgages, Dallas home loans, Houston home loans and Austin home loans. To find out more about Texas Lending’s home loan and mortgage programs, visit http://www.TexasLending.com.

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20yearmortgageloans.com

Wilmington, NC (PRWEB) November 02, 2011

20YearMortgageLoans.com was recently launched to provide prospective mortgage borrowers with resources, rates, and information on the 20 year mortgage program. Mortgage shoppers can visit the site to check 20 year mortgage rates from a variety of companies and compare them to the pricing of other home loan products.

Though the thirty year fixed rate mortgage is by far the most common choice for both purchase mortgages and refinancing, it is far from the only choice, and may not be the best fit for all homeowners. 20YearMortgageLoans.com, the new site from CMG Equities, LLC, is intended to clearly outline the benefits and drawbacks of this lesser used home loan product, and allow consumers to make an informed decision when it comes to their home financing.

Choosing a 20 year mortgage can mean significant savings when compared to the traditional 30 year loan term. For example, eliminating those ten years of interest payments from a $ 200,000 loan with a 4.500% note rate would result in interest savings of around $ 61,000. Savings could potentially be even higher as 20 year mortgage rates tend to be lower than those for loans with longer terms. On Friday, October 28th, 2011 20 year mortgage rates posted on 20YearMortgageLoans.com were as low as 3.750% (Points: 1.125, Fees: $ 875, APR: 3.930%, Lender: Gateway Bank Mortgage.) The lowest pricing advertised for 30 year home loans a quarter higher (the APR was .212% higher) at 4.000% (Points: 1.25, Fees: $ 875, APR: 4.142%, Lender: Gateway Bank Mortgage.)

“With rates as low as they are right now there are a lot of people refinancing, particularly those who have been in their homes for several years and built up some equity,” said Nat Criss, Managing Partner of CMG Equities. “A 20 year loan can make a lot of sense for someone who doesn’t want to start that 30 year clock over from the beginning and be right back to three decades away from paying off their home.”

There is no registration required to view current mortgage pricing on 20YearMortgageLoans.com, and the rates advertised are routinely among the most competitive in the marketplace. Competing mortgage companies are listed side by side making it easy for consumers to compare.

Rates posted are subject to change. Please visit the site to view the criteria used in the rate survey.

About 20YearMortgageLoans.com

20YearMortgageLoans.com is a mortgage explore web site where consumers can learn about the 20 year mortgage program and analogizing 20 year bond rates from competing providers. 20YearMortgageLoans.com is owned by CMG Equities, LLC which is based in Wilmington, North Carolina. For more information, visit http://www.20yearmortgageloans.com/.

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